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The overall cost for comparison is 11.6% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.
Using a secured loan to consolidate unsecured debts will increase the amount of credit secured against the home and that paying back previously short term debts over a longer period will mean that a greater total amount of interest will be repaid over the term.
Fairway IFA is authorised and regulated by the Financial Services Authority. Fairway IFA is entered on the FSA register (www.fsa.gov.uk/register/) under reference 441431.
Your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.
For mortgages we may be paid by commission or fee. If paying by fee this may be 1% of the loan. For example for a £100,000 mortgage the fee would be £100,000 x 1% = £1,000.
The FSA do not regulate:
*Some aspects of Buy to Let mortgages
*Some aspects of Commercial mortgages
*Taxation and trust advice.
*Personal loans.